COMMON QUESTIONS

Everything You Need to Know

WHY SHOULD I REFINANCE?

The old saying goes, "cash is king." While the new age thinking may take some of that old saying, but truly in business, especially a small business, "cashflow is king." Refinancing gives you the ability to lower your monthly payments to increase the amount of cashflow in your business. This allows you to hire more employees, buy more equipment, and grow more quickly.

WHY SHOULD I WORK WITH 1187?

Of course you can do it yourself. But the question we ask is "how valuable is your time?" We already have the relationships with the Banks and Independent Lenders. We also have the knowledge and experience to negotiate the best deal on your behalf. Think of us as an employee that's not on your payroll. We're just here to make it easier for you.

WHAT TYPE OF EQUIPMENT DO YOU HELP FINANCE?

We specialize in financing all types of commercial equipment, whether it’s a heavy-duty truck, a manufacturing machine, medical equipment, or even a set of new barber chairs. From specialized healthcare tools to essential furniture, fixtures, and equipment for your business, we make financing simple and help you save thousands of dollars in upfront cash investment. The hard part isn’t finding the money; it’s knowing where to look. Let us guide the way.